2 min read
Maximize Your Credit Score
No one can tell you exactly what makes up your credit score. Well, except for the credit bureaus, and they’re not telling- it’s their “secret sauce.” We...
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Financial Education
Tips on how to save, spend, borrow and plan
Learn how to make saving fun, spend wisely, borrow responsibly and plan your journey, wherever life may take you!
2 min read
Paying Down Debt: Avalanche vs. Snowball
It’s hard to know where to start when paying down debt. The Avalanche and Snowball methods are two great roadmaps to becoming debt-free. To illustrate how...
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1 min read
Secured Credit Cards, the Smart Way to Improve Credit
Repair your credit and not pay any interest or fees? Yes please! Credit cards can be a great way to improve your credit – if you use them well. By keeping...
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1 min read
What’s “Credit”?
We’ve all gone to school, so let’s use a report card and GPA analogy to describe the world of credit reports and credit scores. Let’s take you back to...
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2 min read
Five Tips for Being a Smarter Spender
1. Set a $ Limit on Quick Buys There’s nothing wrong with being impulsive – when the costs and risks are low. Grabbing a pack of gum while waiting in line...
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3 min read
What to do if You Can’t Pay Your Bills
The most important thing to do if you’re in a situation where you can’t pay all your bills is to try your best to stay calm. Step by step is the way forward...
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2 min read
Making a Budget
Budgeting is all about prioritizing what’s important to you. It isn’t a starvation diet. You don’t have to stop drinking Starbucks, learn to cut your hair...
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2 min read
The Benefits of a Budget
Try adopting a few of these helpful habits. 1. It will help you think through the details of a decision. It’s a lot easier to make smart decisions when you...
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3 min read
Seven Habits of Highly Effective Savers
Try adopting a few of these helpful habits. 1. They Automate The dollar you never see is the easiest one to save. Effective savers use the resources at their...
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1 min read
Saving: If you don’t know where to start, just start.
You’ve been told you need to “save money.” Sometimes they go further, “save 10% of your income” or have “three months living expenses saved for a...
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3 min read
How Much Should You Spend on Your Vacation?
Vacations are awesome. Getting away from everyday life to relax, recharge, and have fun is great for reducing stress and improving relationships with family and...
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3 min read
Should I Pay off My Credit Card with a Personal Loan?
Personal loans typically offer lower interest rates than credit cards. Swapping a higher interest rate credit card debt for a lower interest rate personal loan...
Read OnWECU in the Classroom
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