Checking
Get paid, move money, pay bills, and manage all your everyday banking needs.
Get 8.00% APY with Spend Plus Rewards
Now you can get 8.00% APY† and everything you could want in a checking account.
Great rates, low fees
When you’re thinking about your next big money decision – building credit, buying a car or house, or consolidating debt – you can count on WECU for competitive rates, low fees, and expert advice.
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Financial Education
Teaching is our DNA
We focus on making money make sense, offering approachable financial education that helps people feel informed, supported, and empowered.
Community Impact
WECU is Community First
Strong communities are built by people working together, with credit unions putting community first through service, education, and partnerships that benefit everyone, with dedication and pride of place.
Stash Savings
Build Your Savings
Save smarter for the “just in case” moments—Stash Savings offers no monthly fees, easy setup, and tools that help your balance grow faster.
Get Banking On-The-Go
Members love WECU Mobile
Download our 4.8-star app‡ today to check balances, move money, and deposit checks anytime, anywhere. Learn more about online services
Best in Northwest
WECU has again been voted the best banking institution (Gold) in the Best of the Northwest Readers’ Choice Awards, hosted by Bellingham Alive magazine.
Read More >First Step Visa Seminar
The First Step Visa program allows young people to learn about maintaining good credit and avoiding bad debt. Join us on May 14.
Register Now >
WECU Events Calendar
We are proud to be active in our communities. Check out our events calendar to locate WECU sponsored events in Skagit and Whatcom counties.
See the Events Calendar >Top Credit Union to Work For
WECU has been recognized as the 42nd best credit union to work for in the nation in American Banker’s 2025 Best Credit Unions to Work For list.
Read More >† APY = Annual percentage yield. 8.00% APY on balances up to $5,000; .05% base APY plus additional 7.95% APY monthly for qualifying accounts with 20 Debit Card Transactions, enrollment in eStatements, and direct deposit greater than $100 per month. Non-qualifying accounts and balances over $5,000 will earn .05% APY. Minimum opening deposit of $1 is required. Fees could reduce earnings. APY is accurate as of 09/12/2023.
*APR = Annual Percentage Rate
‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of October 2025.