Checking
Get paid, move money, pay bills, and manage all your everyday banking needs.
Give $50, Get $100
Tell a friend about WECU and you'll BOTH be rewarded when they open a Spend Plus or Spend Free checking account! 1
Great rates, low fees
When you’re thinking about your next big money decision – building credit, buying a car or house, or consolidating debt – you can count on WECU for competitive rates, low fees, and expert advice.
See All Rates
Stash Savings
Build Your Savings
Save smarter for the “just in case” moments—Stash Savings offers no monthly fees, easy setup, and tools that help your balance grow faster.
Member Calendar
Show Us Your Best Shot
WECU’s annual Member Calendar celebrates the people, places, and natural beauty of Whatcom and Skagit counties. Members can submit up to three photos for a chance to be featured in the 2027 calendar. Not a member yet? Join WECU and share your view of the community we call home.
2026 Update
Mid-Year Update From Our CEO
This year, we introduced our first Affinity Card in partnership with the Bellingham Bells and the new Credit Builder credit card. We are introducing more ways to strengthen financial well-being and invest in our community. As WECU celebrates 90 years, we’re reflecting on the members who made this milestone possible and building on what comes next. Watch the full anniversary message from President & CEO Jennifer Kutcher.
Get Banking On-The-Go
Members love WECU Mobile
Download our 4.8-star app‡ today to check balances, move money, and deposit checks anytime, anywhere. Learn more about online services
Best in Northwest
WECU has again been voted the best banking institution (Gold) in the Best of the Northwest Readers’ Choice Awards, hosted by Bellingham Alive magazine.
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WECU Events Calendar
We are proud to be active in our communities. Check out our events calendar to locate WECU sponsored events in Skagit and Whatcom counties.
See the Events Calendar >Financial Education Webinars
Take control of your finances through smarter borrowing. Join us for a webinar on Wednesday, July 1st at 11:00 AM PST.
Register Now >1. See Terms and Conditions. Must meet eligibility requirements. Spend Plus or Spend Free Checking required. $1 minimum opening deposit. APY may vary, see Rate and Fee Schedule. Offer requirements must be fulfilled within 60 days of opening account. Reward will be paid after 60 days if offer requirements are met. Offer may change or discontinue at any time. This offer is not redeemable with any other new member offer.
*APR = Annual Percentage Rate
‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of October 2025.