Checking
Get paid, move money, pay bills, and manage all your everyday banking needs.
Get 8.00% APY with Spend Plus Rewards
Now you can get 8.00% APY† and everything you could want in a checking account.
Great rates, low fees
When you’re thinking about your next big money decision – building credit, buying a car or house, or consolidating debt – you can count on WECU for competitive rates, low fees, and expert advice.
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President Jennifer Kutcher
Annual Message
President & CEO Jennifer Kutcher shares a heartfelt message of gratitude and reflection — spotlighting the moments where member impact came to life in powerful ways in 2025.
Financial Education
WECU in the Classroom
We believe knowledge is the foundation of financial well-being. From classroom lessons to community workshops, we’re committed to helping people make confident money decisions. Learn more about WECU in the classroom.
Get Banking On-The-Go
Members love WECU Mobile
Download our 4.8-star app‡ today to check balances, move money, and deposit checks anytime, anywhere. Learn more about online services
Best in Northwest
WECU has again been voted the best banking institution (Gold) in the Best of the Northwest Readers’ Choice Awards, hosted by Bellingham Alive magazine.
Read More >
Tax Discounts
Members get 20% off TurboTax federal products. Prefer in-person help? Save up to $25 off of professional tax prep at your local H&R Block office.
File Now >First Step Visa Seminar
The First Step Visa program allows young people to learn about maintaining good credit and avoiding bad debt. Join us on May 14.
Register Now >
WECU Events Calendar
We are proud to be active in our communities. Check out our events calendar to locate WECU sponsored events in Skagit and Whatcom counties.
See the Events Calendar >Top Credit Union to Work For
WECU has been recognized as the 42nd best credit union to work for in the nation in American Banker’s 2025 Best Credit Unions to Work For list.
Read More >† APY = Annual percentage yield. 8.00% APY on balances up to $5,000; .05% base APY plus additional 7.95% APY monthly for qualifying accounts with 20 Debit Card Transactions, enrollment in eStatements, and direct deposit greater than $100 per month. Non-qualifying accounts and balances over $5,000 will earn .05% APY. Minimum opening deposit of $1 is required. Fees could reduce earnings. APY is accurate as of 09/12/2023.
*APR = Annual Percentage Rate
‡ WECU Mobile is rated 4.8 in the Apple App Store and 4.7 in Google Play, as of October 2025.