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Loan Rates: First Mortgages |
| Following are a few sample rates for our 30 year fixed, 15 year fixed, and 5 year adjustable rate loans. For a more comprehensive list of rates, or to calculate your rate, please visit our Mortgage-Max site by going to wecu.mortgagewebcenter.com. |
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| Loan Type | Rate* | APR** | Points |
| 30 Year Fixed | 4.125% | 4.250% | 1.000% |
| 15 Year Fixed |
3.750% |
3.951% |
0.875% |
| 5-1 ARM (Adjustable Rate Mortgage) |
3.250% | 2.964% | 2.125% |
*The above are purchase money rates assuming 20% down.
The interest rates, **annual percentage rates (APRs), and discount points shown are subject to change without notice and are subject to approval.
The monthly payment amount shown includes principal, interest, and mortgage insurance, if required. Your actual monthly payment will be higher if an escrow account is established or required.
Your APR will vary based on your final loan amount and finance charges.
If you are refinancing an existing WECU mortgage the Settlement or Closing Fee may be waived.
Payment example: With an APR of 6.150% and a repayment term of 30 years, your monthly payment would be $6.076 per $1000 borrowed.