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First Mortgages
Live in the present. Invest in your future.

RATES AS
LOW AS:
  APR*
Whether you're just starting to shop or you're ready to apply for your first mortgage, we're here for you every step of the way. We provide a wide range of loan options so that we can best meet your needs. If you aren't sure of what you need, let us know and we'd be happy to help you explore your financing options.


Our goal is for you to achieve your dreams. As a Credit Union, we want to provide you with the best deal possible. Our real estate loans come at great rates with very low fees.

Mortgage-Max

Mortgage-Max is our online Mortgage center. Through this online service you have the ability to apply for a loan, obtain custom quotes, or get pre-approved instantly.* The following types of mortgages are available through this online service. If you don't see what you're looking for, let us know! We're always happy to help.

  • 1-4 Family
  • Owner- and non-owner occupied
  • 40, 30, 20, 15 and 10 year fixed-rate owner-occupied mortgages
  • Manufactured home loans
  • Up to 90% loan-to-value programs
  • Up to 96.5% loan-to-value through our FHA program
  • Jumbo mortgages (over $417,000)
  • 1/1, 3/1, 5/1, 10/1 adjustable rate mortgages (ARM)
     
     
    *Providing that you qualify. Terms and conditions apply.
Other Real Estate Loans at WECU:

The following types of Real Estate loans are available for application either online or at the branch locations to the right:

How to Apply

To apply for a real estate loan at WECU is easy!

You can apply for a first mortgage online by clicking here, or for any other type of real estate loan by clicking here. If you would like to discuss your borrowing needs face to face, feel free to come by any of the following Whatcom County locations to speak with a real estate loan officer:

  • Business & Home Loan Center
    516 E Holly St
    Bellingham, WA 98225
     
  • Ferndale Branch
    5695 Barrett Rd
    Ferndale, WA 98248
     
  • Blaine Branch
    1773 H St
    Blaine, WA 98230
     
  • Lynden Branch
    145 W Front St
    Lynden, WA 98264
 
 
 
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Please note:

WECU will never initiate contact with you online to ask for any sensitive personal information (i.e. your Social Security Number, VISA PIN number, VISA card number, etc). If any similar request is sent to you online, it is from a fraudulent source. If you are ever asked for this type of information, please contact us immediately.